By Dakota West Credit Union
“Trust in your loan officer.” That’s the advice Stef Russell offers every homebuyer who walks through her door. And after nearly 20 years at Dakota West Credit Union, she’s earned the trust of countless families who now call Watford City home.
Stef isn’t just a mortgage expert—she’s a neighbor who knows this community inside and out. She keeps an eye on the real estate market. She notices which homes are for sale and which families are ready to make a move. She understands the rhythms of life here—and she uses that insight to help members find the perfect place to build their future.
On her desk? A growing stack of loan files.
To her, each folder isn’t just paperwork—it’s someone’s dream. And she treats every one of those dreams like it matters. Because it does.
Stef Can Help With:
Mortgage Loans – including Conventional, FHA, VA, and New Home Construction
Home Equity Lines of Credit (HELOCs) – flexible solutions for ongoing needs
Consumer Loans – for vehicles, projects, and more
Manufactured Home Financing – smart options with personalized support
She’ll walk you through every step—from choosing your loan type to closing day—always with clarity, care, and a deep respect for your goals.
Connect with Stef Today!
STEF RUSSELL
Mortgage Loan Officer
stefr@dakotawestcu.org
Dakota West Credit Union
340 N. Main Street
Watford City, ND, 58854
701.444.7379 DIRECT
701.444.6484 MAIN