Credit Cards

Choose The Card That’s Right For You!

It takes a forward-thinking approach to find new opportunities. If you’re ready for something different, now is the time.

At Dakota West Credit Union, we know that on the road to success, being ready for opportunities that come your way can make all the difference. That’s why we’re proud to offer our members the financial tools they need to be ready to meet the moment.

Dakota West Credit Cards

Having a little extra credit available to access when needed can make all the difference. And, choosing the right credit card can deliver even bigger benefits. Dakota West offers three credit cards for our members — all with great rates, terms and perks including:

Cost and Convenience

  • No Annual Fee
  • Local Application Processing
  • Free MY Cards Mobile App access to 24-hour personal card services
  • 24-Hour Card Assistance at 800.411.7590
  • Local Service (DWCU employees are available to assist you with any needs related to your card.)
  • Businesses eligible to apply

Rewards and Benefits

Rewards Program to Earn Points on Your Purchases

Security & Control

  • Enhanced Security with Embedded Microchip
  • Mastercard® SecureCode™ puts you in control when shopping online
  • Phone, Text, and Email Alerts for Potentially Fraudulent Charges

Competitive Rates

Fixed Interest Rates Based on Your Credit History

Members Only Mastercard®

Our Members Only Mastercard® is geared for our members who have already established great credit.

  • 6.90% APR
  • Requires a 700+ FICO® Score
Apply Online

Classic Mastercard®

Our Classic Mastercard® is geared for our members who have a solid, established credit score.

  • 13.90% APR
Apply Online

Secured Mastercard®

Our Secured Mastercard® is geared for our members who need a little help establishing a good credit score. Funds in the amount of the credit limit are held until the secured card is cancelled or upgraded to a non-secured card once the member has improved their credit score. Secured Mastercard® balances cannot be paid out of the held funds.

  • 13.90% APR
Apply Online

Apply for Your Card Today!

Submit your application for your DWCU Credit Card.
*Interest rates, APR, and fees advertised are based upon the borrower’s qualifications and the loan amount, and will be determined while working with your Dakota West loan officer.
Disclosures: Credit Card Solicitation Disclosure and Consumer Credit Disclosure

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We understand the cycles of farming and ranching throughout 
western North Dakota, and your family needs.
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