Dakota West Credit Union
Savings Accounts | Dakota West Credit Union | Watford City, North Dakota

Savings Accounts

Saving for the future is important, and Dakota West Credit Union is here to help. Our savings accounts, IRAs, and CDs are designed to help you achieve your goals. With a Dakota West savings account, you’ll enjoy free online and mobile tools to track your progress, along with the exceptional service we provide to all our members.

Dakota West Savings Accounts

We offer a variety of savings accounts to meet your individual needs.

Kasasa Savings Account

Link this free account to your Kasasa® checking — and build savings automatically while earning high dividends.

Free Kasasa Saver®

Qualifying for Kasasa Cash or Cash Back rewards earns you the highest Kasasa Saver rate, while non-qualifying cycles still offer a base rate and no fees, with full rewards available once you requalify.

  • 3.00% APY‡ on balances up to $250,000
  • Links to free Kasasa Cash® or Kasasa Cash Back® checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 0.05% APY‡ on all balances if qualifications are not met in Kasasa Cash or Kasasa Cash Back
  • No monthly maintenance fee
  • No minimum balance to earn rewards
Open an Account

Badlands Savings Accounts

The Badlands Savings account at Dakota West Credit Union offers a low minimum balance requirement of $50 and earns dividends at a rate of 0.15% APY. These accounts provide a straightforward way to save while earning interest.

Badlands® Savings

Earn dividends while enjoying a low monthly minimum balance with a Dakota West Badlands Savings account.
Open an Account

Badlands Gold® Savings

Have a little nest egg to put in savings? With a Dakota West Badlands Gold Savings account, you’ll earn great dividends.
Open an Account

Account Benefits

$50 Minimum Balance $5,000 Minimum Balance Quarterly Dividends Tiered Quarterly Dividends $10 Monthly Maintenance Fee if accounts fall below minimum balance

Badlands®
Savings

Badlands Gold®
Savings

Badlands® Savings

Earn dividends while enjoying a low monthly minimum balance with a Dakota West Badlands Savings account.

  • $50 Minimum Balance
  • Quarterly Dividends
Open an Account

Badlands Gold® Savings

Have a little nest egg to put in savings? With a Dakota West Badlands Gold Savings account, you’ll earn great dividends.

  • $5,000 Minimum Balance
  • Tiered Quarterly Dividends
  • $10 Monthly Maintenance Fee if accounts fall below minimum balance
Open an Account

Seasonal Savings Account

Christmas Club Savings

It’s never too early to start saving for the holidays! Direct deposit a small portion of your paycheck each pay period into a Dakota West Christmas Club Savings account and your savings stocking will be filled in no time!

  • No Minimum Balance
  • Dividends and Balance Automatically Transferred in November to a Badlands Savings Account
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Children’s Savings Account

Pee Wee Penguin

You’re never too young to start saving! Open a Dakota West Pee Wee Penguin Savings account for your child and help them learn the savings skills needed to set them up for success in the future.

  • Account Available to Children Ages 0-12
  • $5.00 Minimum Balance
  • Dividends Paid Quarterly

Play games with the Penguins!

Open an Account

Business Savings Account

Business Money Market

Our new Business Money Market Savings Account allows businesses to earn interest every month. This product allows Dakota West Credit Union to service our community and business members in a greater capacity.

  • Interest is calculated and credited Monthly
  • Monthly Fee: $15, waived with a daily balance of $5,000 or greater throughout the whole month
Open an Account

Try our Savings Calculator

Estimate how your savings can grow over time with our calculator. Adjust your deposit, contributions, and interest rate to find the best strategy for your goals!

Our Community's

Credit Union

We understand the cycles of farming and ranching throughout 
western North Dakota, and your family needs.
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