By Dakota West Credit Union
At Dakota West Credit Union, we are committed to keeping our members informed about important changes that may impact their banking experience. In response to updated federal regulations, several thresholds regarding the minimum amounts available to members after check deposits will change effective July 1, 2025.
Below is a summary of the updated amounts:
| Threshold | Current Amount | Updated Amount |
| Minimum Amount | $225 | $275 |
| Cash Withdrawal Amount | $225/$450 | $275/$550 |
| New Account Amount | $5,525 | $6,725 |
| Large Deposit Threshold | $5,525 | $6,725 |
| Repeat Overdraft Threshold | $5,525 | $6,725 |
What This Means for You
These changes are designed to align with federal updates and ensure greater access to funds for our members. Whether you are depositing a check, withdrawing cash, or managing a new account, you will now have access to higher minimum amounts.
For a full overview of Dakota West Credit Union’s Funds Availability Policy, please visit our website. If you have any questions, our team is happy to assist you at your nearest branch or by phone.
We appreciate your membership and are here to help you navigate these updates with ease!