National Cyber Security Month

It’s not uncommon in our highly technological day-to-day activities to hear stories about the risks associated with modern business and personal online interactions. From spam email to swiping our debit cards to fill our gas tanks, the best way to prevent those risks is to be aware and alert to them.

October is National Cyber Security Awareness Month, but in any month, the most important key to preventing risks is Awareness. Ethan Kobos, one of our 2020 Dakota West Scholarship recipients, is studying Cyber Security and we asked him about basic precautions he's learned during his studies.

“The easiest way to improve your security is twofold. One, make every password something different from other websites. If one of your passwords is somehow found, then whoever has that information could easily find any account associated with it and take that too.

“Two, make strong passwords. The best passwords are not a long list of numbers that you won't remember unless you write them down, it is a sentence, a movie quote, a saying, anything that you can remember while still being secure.”

Think about the ways you can enhance your prevention skills. Even Ethan, who studies cyber security preparations every day, recognizes the importance of staying aware of new risks.

“The biggest change in my awareness has been the realization that security is not simply software that can invade your computer, but the physical side of security. While finding the password to your wifi may be hard, it would be rather easy to walk up to a router and plug in, no need for a password. It is important to not just focus on one side of security, as they both can lead to an opportunity on the other.”

Dakota West always keeps your security top of mind, but taking an active role in your own security provides an important tool in your overall online safety. Commit time to learn more about how you can be more aware, and even more proactive, in protecting yourself at cisecurity.org or the U.S. Cybersecurity and Infrastructure Security Agency website. Together, we will work with you and for you to keep your finances safe.

Meet Bonnie Locken

Of all the qualities we love about our members, the sense of community we feel ties us to our membership, but in the case of Bonnie Locken, it brought her to work for Dakota West.

Nearly thirty years ago, after losing her husband, the credit union reached out to her knowing she and her small children needed a financial boost to her part-time job. It was more than keeping her safe and secure, she recalls, "They wanted the kids to stay." The humor she uses to describe her first job at Dakota West continues to be a part of her welcoming smile and personality as the Regional Operations Manager at our Mohall location.

Born and raised in North Dakota, she always wanted to study interior design, but went to school to be a dental assistant. In the end, her creative touches can be felt in the branch and in the community that welcomed her. She sews, she restores furniture, and she designs and sells her own creations of purses and handbags.

Helping those who helped her brings her joy in the ways she can help our members. Bonnie recalls helping someone in her community who came to the branch in tears, worried about the family's debt, whom she helped get a small personal loan. "It made me feel amazing, watching the weight of the world lifted off their shoulders."

Bonnie celebrates her birthday this month among the friends and community that opened its arms to her, and calls her one of their own even today. If you stop into our Mohall branch this month, be sure to wish her best wishes - it's what she wishes for all of the people in Mohall who opened their arms to her and kept her close to their town and their hearts.

Pay A Friend - Right Now

Need to send money quickly? Dakota West proudly introduces Pay A Friend, a new way to send money from your Dakota West mobile app or online account to a friend, family member, or co-worker.

How does it work? “It’s like a banking app and a cash app had a baby,” one recipient told us when she received money to treat herself to coffee. That’s because Pay A Friend allows our members to send up to $500 to anyone with a mobile phone or an email address – and that’s a lot of people. You don’t need a separate website to send money, and your friends only need their debit card and a secret phrase you create to claim their money. It’s secure and fast, plus you receive notifications when the payment is received.

Want more information? It’s pretty simple to use, but if you want to check out the process, read through our Pay A Friend how-to guide. Watch for the Person to Person option when you log into your online account or find it in your mobile app and send a friend money for lunch, rent, coffee, groceries, or just for fun.

Watch for Pay A Friend - coming soon!