Tips On How To Save, Even A Little At A Time
One of the ways people manage their finances during times of economic uncertainty is to focus on saving a few dollars wherever possible. We watch ads, we tighten our budgets, and we keep tucking away whatever we can into our rainy-day fund.
Our partners at Kasasa also offer a few tips to help us keep watching our nest egg grow. For example, avoid impulse purchases by waiting 24 hours to make any expensive, nonessential purchases (and if they’re online, you may receive a promo code or better pricing if you leave something sitting in a cart for a day or two).
Another simple practice is designate one day a week as a “no spend” day. Kasasa also gives you a few tips to save money at the grocery store like bringing your own music with you. And if you’ve been busy spring cleaning during the past few months, you might want to consider some tips from Kasasa for selling you stuff online.
If you have a Kasasa account, you already know one great way to earn a little extra money each month. If you’d like to pocket some extra cash, open a Kasasa Cash Back® checking account, or convert your current Dakota West checking account to take advantage of the benefits of a Kasasa account. Call us at 800.411.7590, email us at dwcu@dakotawestcu.org, or start a new membership with Dakota West and Ask for Kasasa®.
You may have seen the word “Kasasa” in our branches or on our website and wondered what it means. That’s a good question. If you check the dictionary, you probably won’t find it. If you ask your smart phone, it may misspell it. So why not ask the expert: Kasasa.
“So, what does Kasasa mean?”
Put simply, Kasasa is a way to get cash back every month for doing what you already do each day. Do you check your account online or from your phone each month? Do you use your debit card a few times a week? Are you enrolled in eStatements? Then you can qualify for Kasasa Cash Back® rewards. You can even receive reimbursements for ATM fees.
You probably think there’s a catch, but there’s not. There is no monthly minimum balance requirement or a monthly service fee. Kasasa really does mean extra cash in your account each month.
If you prefer to keep a healthy balance in your checking account, a Kasasa Cash® account might be a good fit for you. You can earn interest rates on your balance as well as benefit from ATM reimbursements. To learn more about these accounts and what you need to do to qualify for your cash back, visit our Personal Checking page of our website.
If you already have a Badlands Checking account with us, stop by one of our branches and ask us to change your account to a Kasasa account. It takes just a few minutes, but it will mean a little extra cash in your account each month – that’s what Kasasa means to you.
Premium Overdraft Protection
In our Core Conversion update that we shared in June, you may have read about our new Premium Overdraft Protection. Available on most Dakota West Personal and Business checking accounts, members age 18 and over are already enrolled.
Coverage levels begin at $500 and can cover overdrafts up to $2,000 on our Commercial Checking accounts. There may be times when an account does not qualify for the service, so be sure to learn how and when Premium Overdraft Protection can help you manage your accounts.
There are plenty of details in our lives on which we have to keep tabs, but we just helped take one worry off your shoulders. Ask about Premium Overdraft Protection the next time you visit your local branch. Odds are, it’s already an ace up your sleeve.