Meet Your Go-To for Life’s Big Purchases: Ruth Comstock

Conoce a Tu Aliada para las Grandes Compras de la Vida: Ruth Comstock

She’s Turning Financial Milestones into Member Wins in Watford City
Convierte Logros Financieros en Éxitos para Nuestros Miembros en Watford City

“Helping someone finance their first car or dream boat never gets old—especially when you can make the process feel simple and empowering.”

“Ayudar a alguien a financiar su primer auto o el barco de sus sueños nunca envejece—especialmente cuando puedo hacer que el proceso sea simple y empoderador.”

Born and raised in Central Texas, Ruth is no stranger to big moves—and making them count. In 2020, she and her family traded Kentucky’s hills for the wide-open skies of Watford City, where she quickly found a new purpose at Dakota West Credit Union.

Nacida y criada en el centro de Texas, Ruth no es ajena a los grandes cambios—y sabe cómo hacer que valgan la pena. En 2020, ella y su familia dejaron las colinas de Kentucky por los amplios cielos de Watford City, donde pronto encontró una nueva misión en Dakota West Credit Union.

Starting as a Member Service Representative, Ruth quickly grew into a trusted Consumer Loan Officer, known for making members feel understood, supported, and ready to take on their next chapter with confidence.

Comenzando como Representante de Servicio al Miembro, Ruth ascendió rápidamente a ser una Oficial de Préstamos de Consumo confiable, conocida por hacer que los miembros se sientan comprendidos, apoyados y listos para comenzar su próximo capítulo con confianza.

She also brings a unique strength to the team: Ruth speaks Spanish, allowing her to assist Spanish-speaking members with ease, clarity, and care.

Ruth también aporta una fortaleza única al equipo: ella habla español, lo que le permite asistir a miembros que hablan español con facilidad, claridad y atención personalizada.

Ruth Brings Heart, Hustle, and a Lot of Life Experience

Ruth Aporta Corazón, Energía y Mucha Experiencia de Vida

With four daughters, a passion for the outdoors, and a deep love for the Watford City community, Ruth is more than a lender—she’s a neighbor who truly gets it.

Con cuatro hijas, una pasión por la naturaleza y un profundo amor por la comunidad de Watford City, Ruth es más que una prestamista—es una vecina que realmente entiende a las personas.

When she’s not working on loan approvals, you’ll find Ruth hiking through Theodore Roosevelt National Park with her husband or helping plan the La Posada celebration with the Hispanic Advocacy of North Dakota—an event close to her heart.

Cuando no está trabajando en aprobaciones de préstamos, encontrarás a Ruth explorando el Parque Nacional Theodore Roosevelt con su esposo o ayudando a planificar la celebración de La Posada junto con la Abogacía Hispana de Dakota del Norte—un evento muy cercano a su corazón.

She’s the kind of loan officer who remembers your goals, celebrates your wins, and explains every step in a way that just makes sense.

Es el tipo de oficial de préstamos que recuerda tus metas, celebra tus logros y explica cada paso de una manera que realmente tiene sentido.

Ruth Can Help With:

🚗 Consumer Loans – Cars, campers, boats, or that “finally!” upgrade
🏡 Home Equity Lines (HELOCs) – Tap into your home’s value for flexible funds
💬 Personalized Support – Real guidance, with none of the jargon

Ruth Puede Ayudarte Con:

🚗 Préstamos de Consumo – Autos, rvs, botes o esa mejora que tanto esperabas
🏡 Líneas de Crédito con Garantía Hipotecaria (HELOCs) – Usa el valor de tu hogar para obtener fondos flexibles
💬 Apoyo Personalizado – Orientación real, sin jerga complicada

It’s Not Just a Loan—It’s a Launchpad

Whether it’s your first big purchase or your fifth, Ruth is here to help you move forward with clarity, trust, and zero pressure.

No Es Solo un Préstamo—Es Tu Plataforma de Lanzamiento

Ya sea tu primera gran compra o la quinta, Ruth está aquí para ayudarte a avanzar con claridad, confianza y sin ninguna presión.

🔶 Ready to Get Started? Connect with Ruth Today
🔶 ¿Lista o listo para comenzar? Conéctate con Ruth hoy mismo

Ruth ComstockLoan Officerruthc@dakotawestcu.org701.444.6484 Ext. 7376 Direct701.444.3829 Fax (edited) 

Meet Norton!

At Dakota West, our commitment doesn’t stop at providing the best products – we go above and beyond to ensure our members are supported by a trusted team of skilled advisors. With a banking resume spanning several decades and multiple states, Norton has the history and the know-how to set you up for success Please meet Norton!

After earning his degree and launching his banking career, Norton and his wife returned to southeastern Montana to raise their family in Norton’s hometown of Ekalaka. Helping with his brother’s cattle operation allowed Norton to get back in touch with his agricultural roots while growing both his family and his career. Norton’s family has now expanded to include grand children, and he enjoys spending time with them while skiing, hunting, and hiking.

REAL ESTATE

FARM LINE OF CREDIT

CHATTEL

Dakota West lenders are handpicked for their wealth of knowledge as well as their personal experience to provide our members with the very best guides to help navigate the loan process. Contact Norton today!

NORTON WALKER
Agricultural/Commercial Loan Officer
nortonw@dakotawestcu.org 
Dakota West Credit Union
211 1st Avenue SW
Bowman, ND, 59623
701.444.7302 DIRECT
701.444.6484 MAIN

Meet Stefanie!

"Trust in your loan officer." Stefanie Russell, Dakota West's mortgage expert in Watford City offered her simplest advice to those navigating the home-buying process. "The process can be time consuming, and there's a lot of paperwork, but trust in your loan officer to help make the process easier." Creating trusting relationships with her borrowers ensures Stefanie lives her Dakota West Values. Please meet Stefanie!

Stefanie sees her community as full of opportunity and potential. She admits as she drives around Watford City she observes which houses are for sale. She knows who is moving out, who is looking, and what is happening in the community’s real estate market. Having knowledge of her community gives her the ability to help our members plan and take action when the time is right to buy the perfect home.

Nearing her 18th anniversary with Dakota West Credit Union later this year, Stefanie acknowledges she does not keep count of how many mortgages she has helped close. “Can we just say, ‘Many,’” she asks glancing at the stack of folders on her desk. Each one represents a family moving towards a more secure future in Watford City and she wants each one of them to be special.

With a wealth of experience and knowledge of her local community, Stef is ready to help you with a variety of loan needs from Mortgage Loans and HELOC to Consumer Loans and more.

CONVENTIONAL MORTGAGE LOANS

HOME EQUITY LINE OF CREDIT (HELOC)

FEDERAL HOUSING ADMINISTRATION - FHA LOANS

VETERANS ADMINISTRATION - VA LOANS

NEW HOME CONSTRUCTION LOANS

CONSUMER LOANS

MANUFACTURED HOMES

Mortgage lending is a rewarding job. It’s a “feel good” experience when the home buyer is at the closing table and is handed their keys to their new home; an opportunity to make new memories. If you are getting ready to start the process of buying your first home, or you’re just considering a new place as your family is growing and changing, reach out to Stefanie!

STEFANIE RUSSELL
Mortgage Loan Officer

stefr@dakotawestcu.org

Dakota West Credit Union
340 N. Main Street
Watford City, ND, 58854
701.444.7379 DIRECT
701.444.6484 MAIN

Meet Melissa!

At Dakota West, we’ve built a team of dedicated professionals with real life experience. Our personalized approach means that our Ag Lenders are farmers and ranchers themselves - so they’re highly qualified to understand and meet your specific needs. Please meet Melissa!

Born and raised by hard-working homesteaders in Bottineau, Melissa comes by her North Dakota grit naturally. Before starting her own family, Melissa’s work as a grain cart operator taught her the teamwork and determination that she brings to the DWCU Lending Team every day. Melissa and her partner, Bill Gilbraith, keep very busy between their grain operation and their three small children, but she still makes time for the County Fair Board, the MLS PTO group, and 4H. Melissa has been a valuable member of the Dakota West team for 13 years, and is passionate about connecting fellow farmers and ranchers with solutions to help them grow and succeed.

REAL ESTATE

FARM LINE OF CREDIT

CHATTEL

Melissa is eager to connect you with all the ways Dakota West Credit Union can improve farm and ranch life for you. Contact Melissa today!

Melissa Hagen, Agricultural/Commercial Loan Officer
melissah@dakotawestcu.org
Dakota West Credit Union
PO Box 369
Mohall, ND 58761
701.444.7317   DIRECT
701.444.6883  MAIN
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