A breakdown can be troubling enough without the added worry of expensive repairs. That’s why Dakota West Credit Union is pleased to bring your Mechanical Repair Coverage. Mechanical Repair Coverage can help limit unexpected repair costs as your vehicle ages, potentially saving you thousands in repairs. Read about MRC coverage benefits and more.
Mechanical Repair Coverage Benefits*
Substitute transportation
24-hour emergency roadside assistance
Travel Expense Reimbursement
Key Replacement
Paintless Dent Repair
Transferable if you sell your vehicle
Cancelable within the first 60 days
And more!
*Conditions Apply
Contact your local branch for more information.
Meet Norton!
At Dakota West, our commitment doesn’t stop at providing the best products – we go above and beyond to ensure our members are supported by a trusted team of skilled advisors. With a banking resume spanning several decades and multiple states, Norton has the history and the know-how to set you up for success Please meet Norton!
After earning his degree and launching his banking career, Norton and his wife returned to southeastern Montana to raise their family in Norton’s hometown of Ekalaka. Helping with his brother’s cattle operation allowed Norton to get back in touch with his agricultural roots while growing both his family and his career. Norton’s family has now expanded to include grand children, and he enjoys spending time with them while skiing, hunting, and hiking.
REAL ESTATE
Purchase farm land, make improvements, or refinance existing debt
Determine the best fixed or adjustable competitive rate options for your land
Discover multiple financing options to suit your needs
FARM LINE OF CREDIT
Fund your expenses with operating lines of credit for farmers and ranchers
Competitively access the funds to operate a successful year
Finance full and part-time farm operations
CHATTEL
Get the equipment to best fit your finances
Upgrade or replace inefficient equipment
Tailored payment schedules to coincide with your income
Dakota West lenders are handpicked for their wealth of knowledge as well as their personal experience to provide our members with the very best guides to help navigate the loan process. Contact Norton today!
NORTON WALKER
Agricultural/Commercial Loan Officer nortonw@dakotawestcu.org Dakota West Credit Union
211 1st Avenue SW
Bowman, ND, 59623
701.444.7302 DIRECT
701.444.6484 MAIN
Meet Stefanie!
"Trust in your loan officer." Stefanie Russell, Dakota West's mortgage expert in Watford City offered her simplest advice to those navigating the home-buying process. "The process can be time consuming, and there's a lot of paperwork, but trust in your loan officer to help make the process easier." Creating trusting relationships with her borrowers ensures Stefanie lives her Dakota West Values. Please meet Stefanie!
Stefanie sees her community as full of opportunity and potential. She admits as she drives around Watford City she observes which houses are for sale. She knows who is moving out, who is looking, and what is happening in the community’s real estate market. Having knowledge of her community gives her the ability to help our members plan and take action when the time is right to buy the perfect home.
Nearing her 18th anniversary with Dakota West Credit Union later this year, Stefanie acknowledges she does not keep count of how many mortgages she has helped close. “Can we just say, ‘Many,’” she asks glancing at the stack of folders on her desk. Each one represents a family moving towards a more secure future in Watford City and she wants each one of them to be special.
With a wealth of experience and knowledge of her local community, Stef is ready to help you with a variety of loan needs from Mortgage Loans and HELOC to Consumer Loans and more.
CONVENTIONAL MORTGAGE LOANS
Explore your options to obtain mortgage insurance if you finance over 80% of the home value
Decide whether a fixed interest rate or an adjustable mortgage is better for you
Discuss with your loan officer what repayment options will fit your budget
HOME EQUITY LINE OF CREDIT (HELOC)
Leverage the equity in your home into a low-rate Home Equity Line of Credit from DWCU
Perfect for ongoing expenses and a wide range of uses
We work with home buyers and the FHA to help you finance your home
Federally insured home loans can cover up to 96.5% of the purchase
Obtain government-issued mortgage insurance
Observe mortgage rates - FHA loans have fixed rates
VETERANS ADMINISTRATION - VA LOANS
Receive a loan guarantee from the VA for qualified service members and veterans
Finance up to 100% of the purchase price of your home
Observe mortgage rates - VA loans have fixed rates
VA guarantees a portion of the loan
NEW HOME CONSTRUCTION LOANS
CONSUMER LOANS
MANUFACTURED HOMES
Explore your options to obtain mortgage insurance if you finance over 80% of the home value
Decide whether a fixed interest rate or an adjustable mortgage is better for you
Discuss with your loan officer what repayment options will fit your budget
Mortgage lending is a rewarding job. It’s a “feel good” experience when the home buyer is at the closing table and is handed their keys to their new home; an opportunity to make new memories. If you are getting ready to start the process of buying your first home, or you’re just considering a new place as your family is growing and changing, reach out to Stefanie!
Dakota West Credit Union
340 N. Main Street
Watford City, ND, 58854
701.444.7379 DIRECT
701.444.6484 MAIN
Meet Melissa!
At Dakota West, we’ve built a team of dedicated professionals with real life experience. Our personalized approach means that our Ag Lenders are farmers and ranchers themselves - so they’re highly qualified to understand and meet your specific needs. Please meet Melissa!
Born and raised by hard-working homesteaders in Bottineau, Melissa comes by her North Dakota grit naturally. Before starting her own family, Melissa’s work as a grain cart operator taught her the teamwork and determination that she brings to the DWCU Lending Team every day. Melissa and her partner, Bill Gilbraith, keep very busy between their grain operation and their three small children, but she still makes time for the County Fair Board, the MLS PTO group, and 4H. Melissa has been a valuable member of the Dakota West team for 13 years, and is passionate about connecting fellow farmers and ranchers with solutions to help them grow and succeed.
REAL ESTATE
Purchase farm land, make improvements, or refinance existing debt
Determine the best fixed or adjustable competitive rate options for your land
Discover multiple financing options to suit your needs
FARM LINE OF CREDIT
Fund your expenses with operating lines of credit for farmers and ranchers
Competitively access the funds to operate a successful year
Finance full and part-time farm operations
CHATTEL
Get the equipment to best fit your finances
Upgrade or replace inefficient equipment
Tailored payment schedules to coincide with your income
Melissa is eager to connect you with all the ways Dakota West Credit Union can improve farm and ranch life for you. Contact Melissa today!
Melissa Hagen, Agricultural/Commercial Loan Officer melissah@dakotawestcu.org
Dakota West Credit Union
PO Box 369
Mohall, ND 58761
701.444.7317 DIRECT
701.444.6883 MAIN
