A breakdown can be troubling enough without the added worry of expensive repairs. That’s why Dakota West Credit Union is pleased to bring your Mechanical Repair Coverage. Mechanical Repair Coverage can help limit unexpected repair costs as your vehicle ages, potentially saving you thousands in repairs. Read about MRC coverage benefits and more.
Mechanical Repair Coverage Benefits*
Substitute transportation
24-hour emergency roadside assistance
Travel Expense Reimbursement
Key Replacement
Paintless Dent Repair
Transferable if you sell your vehicle
Cancelable within the first 60 days
And more!
*Conditions Apply
Contact your local branch for more information.
Meet Stefanie!
"Trust in your loan officer." Stefanie Russell, Dakota West's mortgage expert in Watford City offered her simplest advice to those navigating the home-buying process. "The process can be time consuming, and there's a lot of paperwork, but trust in your loan officer to help make the process easier." Creating trusting relationships with her borrowers ensures Stefanie lives her Dakota West Values. Please meet Stefanie!
Stefanie sees her community as full of opportunity and potential. She admits as she drives around Watford City she observes which houses are for sale. She knows who is moving out, who is looking, and what is happening in the community’s real estate market. Having knowledge of her community gives her the ability to help our members plan and take action when the time is right to buy the perfect home.
Nearing her 18th anniversary with Dakota West Credit Union later this year, Stefanie acknowledges she does not keep count of how many mortgages she has helped close. “Can we just say, ‘Many,’” she asks glancing at the stack of folders on her desk. Each one represents a family moving towards a more secure future in Watford City and she wants each one of them to be special.
With a wealth of experience and knowledge of her local community, Stef is ready to help you with a variety of loan needs from Mortgage Loans and HELOC to Consumer Loans and more.
CONVENTIONAL MORTGAGE LOANS
Explore your options to obtain mortgage insurance if you finance over 80% of the home value
Decide whether a fixed interest rate or an adjustable mortgage is better for you
Discuss with your loan officer what repayment options will fit your budget
HOME EQUITY LINE OF CREDIT (HELOC)
Leverage the equity in your home into a low-rate Home Equity Line of Credit from DWCU
Perfect for ongoing expenses and a wide range of uses
We work with home buyers and the FHA to help you finance your home
Federally insured home loans can cover up to 96.5% of the purchase
Obtain government-issued mortgage insurance
Observe mortgage rates - FHA loans have fixed rates
VETERANS ADMINISTRATION - VA LOANS
Receive a loan guarantee from the VA for qualified service members and veterans
Finance up to 100% of the purchase price of your home
Observe mortgage rates - VA loans have fixed rates
VA guarantees a portion of the loan
NEW HOME CONSTRUCTION LOANS
CONSUMER LOANS
MANUFACTURED HOMES
Explore your options to obtain mortgage insurance if you finance over 80% of the home value
Decide whether a fixed interest rate or an adjustable mortgage is better for you
Discuss with your loan officer what repayment options will fit your budget
Mortgage lending is a rewarding job. It’s a “feel good” experience when the home buyer is at the closing table and is handed their keys to their new home; an opportunity to make new memories. If you are getting ready to start the process of buying your first home, or you’re just considering a new place as your family is growing and changing, reach out to Stefanie!
Dakota West Credit Union
340 N. Main Street
Watford City, ND, 58854
701.444.7379 DIRECT
701.444.6484 MAIN
Meet Lindsey!
At Dakota West Credit Union, we pride ourselves on professional service with a personalized approach. As farmers and ranchers themselves, our Ag Lenders understand your unique set of needs and which of Dakota West’s many financial offerings best meet them. Please meet a valued member of our Ag Lender team, Lindsey!
Growing up in Williston, Lindsey learned the North Dakota values of hard work and initiative. Now she and her husband are instilling those same qualities in their son and daughter on their farm and ranch in Divide County. As dedicated to her community as she is to her work, Lindsey is active in the 4-H Corner Club, St. Olaf Church, Grenora Community Club, and the Grenora Regional Economic Development Corporation. Since joining the Dakota West team in 2007, Lindsey has been committed to connecting our members with financial options tailored to their specific goals and needs.
REAL ESTATE
Purchase farm land, make improvements, or refinance existing debt
Determine the best fixed or adjustable competitive rate options for your land
Discover multiple financing options to suit your needs
FARM LINE OF CREDIT
Fund your expenses with operating lines of credit for farmers and ranchers
Competitively access the funds to operate a successful year
Finance full and part-time farm operations
CHATTEL
Get the equipment to best fit your finances
Upgrade or replace inefficient equipment
Tailored payment schedules to coincide with your income
With both personal and professional roots in the North Dakota Ag community, Lindsey is invested in making Dakota West Credit Union work for you. If you are a business owner or operate a farm or ranch, contact Lindsey today!
Lindsey Sorenson, Ag Loan Officer lindseys@dakotawestcu.org
Dakota West Credit Union
PO Box 278
Grenora, ND 58845
701.444.7312 DIRECT
701.444.6484 MAIN
It’s On and It’s Time to Make it Happen
Consolidating your debt can sound like an intimidating process. After all, finding the right solution for your individual financial situation is an important decision. It takes a forward-thinking approach to consider refinancing opportunities. At Dakota West, we take pride in providing these opportunities to our members. Whether you want a lower interest rate, a shorter term, or to simply remove the stress of multiple payments, debt consolidation with Dakota West can help you make it happen.
If you are ready for a change, now is the time to gain control of your finances. Speak with one of our knowledgeable loan officers, and make real progress for your financial future. Contact us today or visit our Personal Loans page for more information. Make your breakthrough with Dakota West!
*Interest rates, APR, and fees advertised are based upon the borrower’s qualifications and the loan amount, and will be determined while working with your Dakota West loan officer.
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