Important Update: Changes to Funds Availability Effective July 1, 2025
At Dakota West Credit Union, we are committed to keeping our members informed about important changes that may impact their banking experience. In response to updated federal regulations, several thresholds regarding the minimum amounts available to members after check deposits will change effective July 1, 2025.
Below is a summary of the updated amounts:
| Threshold |
Current Amount |
Updated Amount |
| Minimum Amount |
$225 |
$275 |
| Cash Withdrawal Amount |
$225/$450 |
$275/$550 |
| New Account Amount |
$5,525 |
$6,725 |
| Large Deposit Threshold |
$5,525 |
$6,725 |
| Repeat Overdraft Threshold |
$5,525 |
$6,725 |
| |
|
|
What This Means for You
These changes are designed to align with federal updates and ensure greater access to funds for our members. Whether you are depositing a check, withdrawing cash, or managing a new account, you will now have access to higher minimum amounts.
For a full overview of Dakota West Credit Union’s Funds Availability Policy, please visit our website. If you have any questions, our team is happy to assist you at your nearest branch or by phone.
We appreciate your membership and are here to help you navigate these updates with ease!
Back to School Season is Here!
Dakota West Credit Union firmly believes in supporting the communities we serve in any way we can. This year, all eight of our branches are participating in back-to-school supply drives, collecting donations for traditional school supplies as well as basic hygiene products, clothing items and more.
Our Watford City Branch’s “Apples for Education” Drive will help provide needed items for students in the McKenzie County School District. To participate, all you need to do is stop into the Watford City Branch lobby and pick an apple from the tree to help a local student have a successful school year! We will be collecting supplies at this location through September.
Additionally, our Washburn Branch’s “Stuff the Backpack” Drive helps students in the area fulfill their required school supply list before the start of the new school year. If you wish to participate in this drive, you can visit the lobby to grab a card and supply list. Please note that our Washburn Branch’s drive will end on Friday, August 20th.
While our Watford City and Washburn Branches will serve as the primary locations to pick up supply lists, all eight of our branches will be designated drop-off locations for your convenience. All branches will also be accepting cash donations to support our local students.
For any questions regarding supply lists, cash donations, deadlines and more, please contact your local branch. We thank you all for helping us to help local students in need in our communities!
Member Calendar - January 2021
How often do we look back on a year and remember all the wonderful events that happened? Saying farewell to 2020 may not bring the cherished thoughts of Auld Lang Syne as in years past, but we can still celebrate the arrival of a new year as we look to the promise of 2021.
As we sing in the lyrics of the traditional New Year’s Eve song, this is the time to think about all our acquaintances, old and new, and give thanks for having memories to share with one another. Whether you’re relatively new to Dakota West, or you have been with us since ‘old long since,’ as the song translates, we drink a cup of happiness to all our members.
Please check our January Calendar to see which holidays throughout the month our branches will be closed, and which holidays we will be open. Thank you for being our cherished members for another year.
Merry Christmas and Happy New Year!
Member Calendar - December 2020
Did you remember to "fall back" this morning? With the arrival of earlier sunrises for the next few weeks, we begin our preparation for the seasons of giving thanks and welcoming the joys of Christmas.
There may not be as many community activities on the December Calendar, but we certainly can reflect on the passing year and all that we can celebrate that made an unusual calendar year into a memorial holiday season.
We may be grateful for our families, our friends, our communities, our schools, our churches, our health, or our even our small victories in a year of tough odds. We may not get to gather together to trim the tree or ring in the new year with the same traditions we have in years past, but we can create new traditions, and continue to recognize that this season accentuates the gifts that are most important to all of us: each other.