At Dakota West Credit Union, leadership is about more than overseeing operations—it’s about trust, connection, and putting people first. We’re thrilled to welcome Mike Thilmony as our new Chief Credit Officer (CCO)—a seasoned professional who brings both expertise and heart to our team.

A Career Built on Credit, Community, and Character

With over 25 years of experience in banking, Mike’s journey spans from Fargo, ND to Fort Morgan, CO, and everywhere in between. His work in credit and lending has been marked by a deep understanding of financial systems—and an even deeper respect for the individuals and families behind the numbers.

Born and raised in Sidney, Montana, Mike earned a degree in Business Management and Finance from the University of Mary in Bismarck, ND, where he attended on a wrestling scholarship. The discipline, drive, and teamwork he developed as an athlete continue to shape his approach to leadership today.

A Coach at Heart—On and Off the Mat

For 15 years, Mike called Thompson Falls, Montana home, where he not only served in key banking roles but also stepped up as Head Wrestling Coach at the local high school. Whether he’s guiding a team of athletes or a credit department, Mike leads with empathy, strategy, and a belief in building people up.

In 2024, Mike and his family returned to North Dakota, and Dakota West is honored to be part of his next chapter.

What Mike Brings to Dakota West

• Decades of credit and risk management experience
• A service-driven approach grounded in community values
• A coaching mindset focused on support and growth
• A love for the outdoors, family, and purposeful living

With three sons—two in college and one entering high school—Mike understands the importance of financial stability and future planning. That’s why he’s committed to ensuring our lending practices are thoughtful, balanced, and always in service of our members' goals.

Mike’s addition to our executive team reinforces Dakota West’s ongoing promise: to serve our communities with integrity, insight, and genuine care. His expertise helps ensure we’re not just offering loans—we’re offering smart, supportive solutions that make a difference in members’ lives.

At Dakota West Credit Union, leadership is about more than making decisions—it’s about knowing your community, understanding its needs, and showing up with purpose every single day. That’s exactly what Jeff Reiter, our CEO, brings to the table.

From Montana Roots to Watford City Leadership

Raised in Billings, Montana, Jeff Reiter’s journey began with a passion for finance and a commitment to service. After earning his accounting degree with high honors from Montana State University – Billings, Jeff launched his career as a bank examiner with the FDIC, gaining vital insight into financial systems and regulatory compliance.

His path eventually led him through private banking roles across Montana and Wyoming, where he deepened his expertise and refined his leadership style. But it was in 2011, when Jeff planted roots in Watford City, that his connection to community really came to life.

More Than a CEO: A Neighbor, Guide, and Advocate

Jeff’s experience isn’t just financial—it’s deeply personal. For five years, he stepped into the world of real estate, helping families in Watford City find places to call home. It was a role that reflected his belief in staying close to the people and stories that shape the region.

Today, as CEO of Dakota West, Jeff draws on every step of his journey:

• Financial and accounting expertise
• Deep regulatory knowledge
• Real-life understanding of the challenges and dreams of local families

But perhaps what stands out most is his quiet leadership and steady presence. Whether it’s walking his dogs through town, picking up litter along the sidewalks, or lending a listening ear, Jeff leads with humility and heart.

A Quick Look at Jeff

• Watford City resident since 2011
• Avid reader and lifelong learner
• Outdoor enthusiast who loves time with his dogs
• Proud father of two adult children living in Montana and Washington

Leadership That Reflects Our Mission

Under Jeff’s leadership, Dakota West Credit Union stays grounded in service, guided by integrity, and always centered on our members. He’s not just helping the credit union grow—he’s ensuring we grow with intention, values, and a shared sense of community.

We’re proud to be led by someone who truly believes in what we stand for: people first, always.

Dakota West Credit Union values your privacy. If you wish to delete your online banking account (the account you use to log in to our online banking system and our mobile app), simply send an email request to dwcu@dakotawestcu.org

Please type “Remove App Account” in the subject line of your email and provide us with a good phone number to reach you at. One of our representatives will be in touch with you to confirm the request is valid and initiate the process.

Upon execution of this request, Dakota West Credit Union will delete all associated data held in our digital and internet banking system. This includes real-time account alerts, Bill Pay payments and payee info, External Transfers to other people or accounts, Member Transfers, and scheduled or recurring transfers, as well as any history for any of these services. Your accounts will remain active, and your accounts transaction history will remain in our main system history as long as your accounts are open, but all Internet and Mobile Banking data will be deleted.

If you should have any questions, please give us a call, 800-411-7590 and we will be happy to assist you.

We’re excited to introduce the all-new Dakota West Credit Union website! Thoughtfully redesigned with you in mind, this upgrade brings a cleaner look, improved accessibility, and intuitive navigation—making it easier than ever to manage your financial life online.

What’s New?

• Streamlined navigation
• Mobile-friendly design
• Enhanced accessibility for all members including a Spanish translator feature
• Simplified login and account access
• Fresh new look — same community-first service you trust

Plan Smarter with Our Loan Calculator

Thinking about a new car, home, or personal loan? Use our loan calculator right from the homepage to explore your options, estimate monthly payments, and feel more confident before you apply.

Whether you're managing accounts, applying for a loan, or just exploring what we offer—our new site helps you get there faster.