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Enjoy high dividends and no monthly maintenance fees.

 

Free Kasasa Cash® checking is one way we thank you for being a member of ours — earn up to 1.50% APY* just for doing simple activities you probably already do.

 

You’ll also get refunds on ATM withdrawal fees, nationwide* — so every ATM is your ATM, whether you’re in Watford City, Newtown, or anywhere else. Link your account to a free Kasasa Saver® to make saving easy. Come see us today to open your accounts! 

 

Benefits

• Free checking that pays high dividends

• 1.50% APY* on balances up to $10,000

• 1.50% to 0.27% APY on balances over $10,000 depending on balance in account*

• 0.05% APY* if qualifications aren't met

• Refunds on ATM withdrawal fees, nationwide (up to $15 monthly)*

• No minimum balance to earn rewards

• No monthly maintenance fee

• Free on-line banking with bill pay

• Free e-Statements

Free mobile app

• Free Visa® check card

• No minimum deposit to open

 

Here’s how easy it is to earn your rewards:

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

 

• At least 12 check card purchases

• Be enrolled in and agree to receive e-Statements

• Be enrolled in and log into online banking

 

And if you don’t meet these qualifications, don’t worry — your account is still free.

Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

 

 

*Qualification Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ins and other requirements apply. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. Enrollment in online banking with monthly log-ins to online banking, enrollment of electronic statements, and at least twelve (12) PIN-based or signature based debit card transactions are required to meet the account’s rewards qualifications each month. No minimum deposit is required to open the account. There are no recurring monthly maintenance charges or fees to open or close this account. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) balances up to $10,000 receive APY of 1.50%; and balances over $10,000 earn 0.15% interest rate on the portion of balance over $10,000, resulting in a range from 1.50% to .27% APY depending on the account’s balance and (2) you will receive reimbursements up to an aggregate total of $15.00 (max. $4.99 per single transaction) for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY and ATM withdrawal fees are not refunded. Dividends and ATM withdrawal fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 06/30/2017. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Additional Information: Federally insured by NCUA. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.